·Whether you're in your early 20s or nearing retirement age, you should be thinking about your plans for retirement. We've got a ton of tips to help you out.
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403(b) Contribution Limits 2018 | SmartAsset.com
If you are an employee of a public school or a nonprofit, you are likely familiar with 403(b) retirement plans. Like a 401(k), these plans allow participants to contribute pre-tax dollars throughout their careers in order to save up enough for retirement. But you can’t just stash as much cash as you’d like in these savings vehicles. There are 403(b) contribution limits.
The Top 10 Cities for a Worktirement – 2018 Edition - SmartAsset
The average American can expect to live nearly 79 years. That is a full 14 years after the typical retirement age of 65. While many Americans perhaps imagine themselves filling those 14 years of retirement in blissful leisure, many others decide to spend part of it working. If you are the type of retiree who knows they will be spending some time in retirement doing some extra work, you will want to make sure you settle down in a place with plenty of working opportunity for seniors.
Testamentary Trust: Everything You Need to Know - SmartAsset
As you sit down with your financial advisor to create an estate plan, one option that may arise is a testamentary trust. A testamentary trust is a type of trust that’s created in a last will and testament. Also known as a will trust or a trust under will, a testamentary trust provides for the distribution of an estate into a trust when the person who created the trust dies. In this guide, we dive deeper into what exactly a testamentary trust is, how to create one and who can create one.
Where Are Retirees Moving - 2018 Edition - SmartAsset
Despite no longer working, retirees are an important part of a local economy. They number in the millions and make up a large amount of consumer demand. As one example of their purchasing power, the Social Security Administration estimates that in 2018 it will pay out approximately $1 trillion in Social Security benefits, 72% of which will go to retirees. With that sort of money on the line where retirees decide to move for their retirement is an important consideration for cities across the cou