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Sinking Funds

Sinking funds are a game changer for your budget! These are all of the non-monthly expenses that you know are going to happen, but we rarely plan for them. Here…
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Lexa | The Avocado Toast Budget | Budgeting for Millennials

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Finance Tips
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The paycheck to paycheck cycle causes people to get into more debt, and prevents people from saving money. Learn steps you can take to break the paycheck to paycheck cycle in order to finally become debt free, retire early and be financially independent. Get a month ahead in your finances, so that you are not at risk of slipping back into debt. Learn how to not live paycheck to paycheck and how to budget when you live paycheck to paycheck. #budgetahead #budgetwhenbroke Ways To Save Money, Money Tips, Money Saving Tips, Budgeting Finances, Budgeting Tips, Living On A Budget, Frugal Living, Living Below Your Means, Sinking Funds
Ways To Save Money
Money Tips
Money Saving Tips
Budgeting Finances
Budgeting Tips
Living On A Budget
Frugal Living
Living Below Your Means
Sinking Funds
The paycheck to paycheck cycle causes people to get into more debt, and prevents people from saving money. Learn steps you can take to break the paycheck to paycheck cycle in order to finally become debt free, retire early and be financially independent. Get a month ahead in your finances, so that you are not at risk of slipping back into debt. Learn how to not live paycheck to paycheck and how to budget when you live paycheck to paycheck. #budgetahead #budgetwhenbroke
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
Now more than ever it's important to have an emergency fund in case of unexpected life changes or expenses. Here you'll learn all you need to know about building an emergency fund and why an emergency fund is important in the first place. Here are tips to build an emergency fund, even on a tight budget. #savemoney # emergencyfund #budgeting101 Financial Literacy, Financial Planning
Financial Literacy
Financial Planning
Now more than ever it's important to have an emergency fund in case of unexpected life changes or expenses. Here you'll learn all you need to know about building an emergency fund and why an emergency fund is important in the first place. Here are tips to build an emergency fund, even on a tight budget. #savemoney # emergencyfund #budgeting101
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips Federal Student Loans, Student Loan Debt, Debt Snowball Worksheet, Monthly Expenses, Paying Off Credit Cards, Get Out Of Debt, Debt Payoff
Federal Student Loans
Student Loan Debt
Debt Snowball Worksheet
Monthly Expenses
Paying Off Credit Cards
Get Out Of Debt
Debt Payoff
If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
Looking to build your savings? | The Practical Saver | Here are 29 actionable ways to save $10,000 in under a year with simple frugal living. Find out best money saving tips and easy ways to save money even on a tight budget. Save money with these frugal living tips and money-saving plan to help you become debt free with a better budget and finally stop living paycheck to paycheck. #savemoney #frugal #finances #budget #debtfree Best Money Saving Tips, How To Get Money, Make Money Online, Saving Money, Savings Challenge, Money Saving Challenge
Best Money Saving Tips
How To Get Money
Make Money Online
Saving Money
Savings Challenge
Money Saving Challenge
Looking to build your savings? | The Practical Saver | Here are 29 actionable ways to save $10,000 in under a year with simple frugal living. Find out best money saving tips and easy ways to save money even on a tight budget. Save money with these frugal living tips and money-saving plan to help you become debt free with a better budget and finally stop living paycheck to paycheck. #savemoney #frugal #finances #budget #debtfree
The Practical Saver | Save Money
The Practical Saver | Save Money
Sinking Funds
Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money. Financial Quotes, Financial Tips, Business Management, Money Management
Financial Quotes
Financial Tips
Business Management
Money Management
Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money.
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
Do you want to get out of debt? Here are some of the top debt payoff methods to help you say money, become debt free and show you how to retire early. Find the best debt payoff method for you and learn about the debt payoff method that I used to pay off over $20,000 in credit card debt in a year! Includes all of the information you need to know about cash envelope method, what is zero-based budgeting and how to use the 50/30/20 method. #debtfree #financialindependence #financiallyfree How To Make Money, Create A Budget, Managing Your Money, Budgeting Money
How To Make Money
Create A Budget
Managing Your Money
Budgeting Money
Do you want to get out of debt? Here are some of the top debt payoff methods to help you say money, become debt free and show you how to retire early. Find the best debt payoff method for you and learn about the debt payoff method that I used to pay off over $20,000 in credit card debt in a year! Includes all of the information you need to know about cash envelope method, what is zero-based budgeting and how to use the 50/30/20 method. #debtfree #financialindependence #financiallyfree
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
New to budgeting? Are you wondering what budgeting even is? I totally get it. There is so much information out there about personal finance and saving money, that it can be hard to understand the basics of budgeting and know where to start. Here is the 1st post in the Budgeting 101 series where we answer the question: What even IS budgeting? How do you get started budgeting? This is everything you need to know as a budgeting beginner. #budgettips #budgettricks #personalfinance Making A Budget, What Is Budget, Debt Free, Finance Tips
Making A Budget
What Is Budget
Debt Free
Finance Tips
New to budgeting? Are you wondering what budgeting even is? I totally get it. There is so much information out there about personal finance and saving money, that it can be hard to understand the basics of budgeting and know where to start. Here is the 1st post in the Budgeting 101 series where we answer the question: What even IS budgeting? How do you get started budgeting? This is everything you need to know as a budgeting beginner. #budgettips #budgettricks #personalfinance
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
Do you pay your car insurance annually? Do you have an upcoming trip you need to save for? Do you need to pay your car registration in 6 months? If you answered yes, you should have sinking funds. You can create sinking funds for any expense category in your life. I use a sinking funds tracker to track my monthly contribution to sinking funds and use it with my budget to stay on track. #sinkingfunds Financial Goals, Build Credit, Free Tips
Financial Goals
Build Credit
Free Tips
Do you pay your car insurance annually? Do you have an upcoming trip you need to save for? Do you need to pay your car registration in 6 months? If you answered yes, you should have sinking funds. You can create sinking funds for any expense category in your life. I use a sinking funds tracker to track my monthly contribution to sinking funds and use it with my budget to stay on track. #sinkingfunds
FinanciALLI Focused | Money Coach + Personal Finance Tips
FinanciALLI Focused | Money Coach + Personal Finance Tips
Sinking Funds
Dave Ramsey is a big name is the personal finance space. While he has helped thousands of people get out of debt, I also believe that his tactics can be hurtful and counterintuitive. Here are the top reasons why I don't follow Dave Ramsey's baby steps, and why maybe you shouldn't either. Learn why credit score is important, especially to minorities and underserved populations, and why debt is not always a bad thing. #daveramsey #financialfreedom #budgetingtips #gooddebt Dave Ramsey Quotes, Dave Ramsey Financial Peace, Debt Snowball, Cash Envelopes, I Quit, Thing 1
Dave Ramsey Quotes
Dave Ramsey Financial Peace
Debt Snowball
Cash Envelopes
I Quit
Thing 1
Dave Ramsey is a big name is the personal finance space. While he has helped thousands of people get out of debt, I also believe that his tactics can be hurtful and counterintuitive. Here are the top reasons why I don't follow Dave Ramsey's baby steps, and why maybe you shouldn't either. Learn why credit score is important, especially to minorities and underserved populations, and why debt is not always a bad thing. #daveramsey #financialfreedom #budgetingtips #gooddebt
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
It's a funny name, but a sinking fund can make your budget finally work. You'll have no more surprise expenses, and you'll crush your debt because you'll pay cash for the things you want. Here's how to get started! #budget #sinkingfund #emergencyfund #savemoney #commoncentshub. Save Money On Groceries, Live Well For Less, Save For House
Save Money On Groceries
Live Well For Less
Save For House
It's a funny name, but a sinking fund can make your budget finally work. You'll have no more surprise expenses, and you'll crush your debt because you'll pay cash for the things you want. Here's how to get started! #budget #sinkingfund #emergencyfund #savemoney #commoncentshub.
Common Cents Hub
Common Cents Hub
Sinking Funds
Curious about YNAB? Here is the beginner's guide to YNAB with all of the information you need to decide if YNAB is the best budgeting software for you, step-by-step instructions on how to use YNAB (including GIFs), and the pros and cons of YNAB. Learn how I used YNAB to pay off over $20,000 in credit card debt and find out what YNAB is. Learn YNAB budget tips, YNAB budget categories, and all about YNAB's 4 rules. #youneedabudget #ynab #budgeting101 #budgettips #millennialbudget Budgeting System, Budgeting Worksheets, Family Budget, Budget Envelopes
Budgeting System
Budgeting Worksheets
Family Budget
Budget Envelopes
Curious about YNAB? Here is the beginner's guide to YNAB with all of the information you need to decide if YNAB is the best budgeting software for you, step-by-step instructions on how to use YNAB (including GIFs), and the pros and cons of YNAB. Learn how I used YNAB to pay off over $20,000 in credit card debt and find out what YNAB is. Learn YNAB budget tips, YNAB budget categories, and all about YNAB's 4 rules. #youneedabudget #ynab #budgeting101 #budgettips #millennialbudget
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips
If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
Adulting and Money: Build An Emergency Fund & Prepare For The Future Managing Money, Credit Repair Services
Managing Money
Credit Repair Services
Adulting and Money: Build An Emergency Fund & Prepare For The Future
GenTwenty | Personal Growth, Self-Care, and Money
GenTwenty | Personal Growth, Self-Care, and Money
Sinking Funds
The paycheck to paycheck cycle causes people to get into more debt, and prevents people from saving money. Learn steps you can take to break the paycheck to paycheck cycle in order to finally become debt free, retire early and be financially independent. Get a month ahead in your finances, so that you are not at risk of slipping back into debt. Learn how to not live paycheck to paycheck and how to budget when you live paycheck to paycheck. #budgetahead #budgetwhenbroke
The paycheck to paycheck cycle causes people to get into more debt, and prevents people from saving money. Learn steps you can take to break the paycheck to paycheck cycle in order to finally become debt free, retire early and be financially independent. Get a month ahead in your finances, so that you are not at risk of slipping back into debt. Learn how to not live paycheck to paycheck and how to budget when you live paycheck to paycheck. #budgetahead #budgetwhenbroke
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips
If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money. Money Hacks, Improve Your Credit Score, Attract Money
Money Hacks
Improve Your Credit Score
Attract Money
Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money.
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money.
Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money.
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips
If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
Budgeting for millennials made easy! Learn the 10 sinking funds you need to put in your budget in order to save for the future, invest in yourself and get out of debt. Become and stay debt free by building up your sinking funds and saving for the future. Learn how to easily save money so you can spend money on the things you love. Couponing For Beginners, Early Retirement
Couponing For Beginners
Early Retirement
Budgeting for millennials made easy! Learn the 10 sinking funds you need to put in your budget in order to save for the future, invest in yourself and get out of debt. Become and stay debt free by building up your sinking funds and saving for the future. Learn how to easily save money so you can spend money on the things you love.
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
0:09
Not sure if you need sinking funds? you do! Sinking funds are the solution to always stay in budget. Check out this article to see sinking fund categories ideas, and get a free printable tracker #sinkingfundcategories #sinkingfundprintable #sinkingfundtrackerfree Tracker Free, Finance Organization
Tracker Free
Finance Organization
Not sure if you need sinking funds? you do! Sinking funds are the solution to always stay in budget. Check out this article to see sinking fund categories ideas, and get a free printable tracker #sinkingfundcategories #sinkingfundprintable #sinkingfundtrackerfree
Studio Moline | etsy planners | organization & productivity
Studio Moline | etsy planners | organization & productivity
Sinking Funds
If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips
If you've looked into the world of budgeting, you may have run across the term sinking funds. But what even are they? Sinking funds are all of the non-monthly expenses in your budget that are often forgotten about. Thinks: Christmas, vet bills, and back to school. But what sinking funds do you need in your budget in order to save more money and get out of debt? Here are 10 essential sinking fund categories that are missing from your budget. #sinkingfunds #sinkingfundcategories #debtfreetips
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money. Saving Ideas, Envelope Budget, Budget App
Saving Ideas
Envelope Budget
Budget App
Sinking funds are truly budget changing. They are all of the non-monthly expenses that we often forget to budget for. So when the times comes around to put $500 down on those new tires you knew you would need, you'll likely turn to a credit card. Instead, plan ahead by contributing monthly to sinking funds, so you have the cash when the time comes. Here are 10 of the top sinking funds you've forgotten that need to be in your budget in order for you to get out of debt and save more money.
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
Are you new to budgeting? Do you not even know what a budget is, nonetheless how to start one? You've come to the right place. Here are the basics of budgeting where we answer the question, what is a budget? Use your budget to pay off debt, save money and invest in your future! Budgeting 101
Budgeting 101
Are you new to budgeting? Do you not even know what a budget is, nonetheless how to start one? You've come to the right place. Here are the basics of budgeting where we answer the question, what is a budget? Use your budget to pay off debt, save money and invest in your future!
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
New to budgeting? Looking for ways to save more money so that you can retire early and pay off debt? Here are 18 trips and tricks for you to save more fast without feeling deprived. Learn money saving tricks to kickstart your budgeting journey. Even if you are new to budgeting, these are perfect tips for budgeting for beginners and budgeting pros alike. I used these tricks to save $6,000 in 2 months and pay off $20k credit card debt in a year #debtfree #savemoremoney Earn Money From Home
Earn Money From Home
New to budgeting? Looking for ways to save more money so that you can retire early and pay off debt? Here are 18 trips and tricks for you to save more fast without feeling deprived. Learn money saving tricks to kickstart your budgeting journey. Even if you are new to budgeting, these are perfect tips for budgeting for beginners and budgeting pros alike. I used these tricks to save $6,000 in 2 months and pay off $20k credit card debt in a year #debtfree #savemoremoney
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Lexa | The Avocado Toast Budget | Budgeting for Millennials
Sinking Funds
Living paycheck to paycheck? Struggling with a budget? Change your personal finances with sinking funds. Use these sinking fund categories list to improve your budgeting finances. This tracker will help you save more money and stay debt free. #savemoney #finances #budget #moneybliss Money Today, Financial Success, Investing Money
Money Today
Financial Success
Investing Money
Living paycheck to paycheck? Struggling with a budget? Change your personal finances with sinking funds. Use these sinking fund categories list to improve your budgeting finances. This tracker will help you save more money and stay debt free. #savemoney #finances #budget #moneybliss